Under some state and federal labor laws, officers and directors of labor unions can be exposed to
personal liability but must defend themselves, in certain circumstances, at their own expense.
Ullico Casualty Group, LLC provides customized insurance coverage that allows union leaders
to confidently perform their jobs without worrying about personal exposure. Our Union Liability
policy covers the duty of fair representation, employment practices liability, financial management
of the union and personal injury liability.
Key Program Features:
- Coverage provided by Markel Insurance Company, rated “A” (Excellent) by A.M.
- Best Company as of 12/31/2023
- Policyholder can select counsel
- Duty to defend coverage available
- The policy is non-cancellable during policy term except for non-payment of premium
- Risk Management Services at no additional cost
- Reimbursement of witness expense
- Spousal and domestic partner liability coverage
- Coverage for claim expenses as a result of suits seeking non-monetary relief
- Ability to offer up to a $5 million limit of insurance
This program is proprietary to the NJS PBA, underwritten by ULLICO Insurance Company, and protects E Board members should they or the Local be sued over performance of their duties.
This is a third-party policy, meaning it will pay to defend you.
A niche feature of this policy, should there be a claim the Local can select their own attorney, subject to the approval of the Insurance Company.
Rates for small Locals begin at $620 per year.